Ravenswood Benefit

Explore your student loan options with an expert guide.

Did you know there's more than one path to forgiveness? Get the facts and federal policy updates - and develop your personalized plan - on a free 30-minute consultation with one of our student loan specialists at GradFin.1

Find Peace of Mind With A GradFin Consultation

Members get $110,000 in forgiveness on average.2

Our Specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin's expertise, we've helped borrowers achieve more than $60 million in federal student loan forgiveness to date.3

Apply for IDR

Understand your income-driven repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for public service loan forgiveness (PSLF).4

Explore Refinancing

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, Gradfin helps you stay on track.

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Resources

On a one-on-one consultation call, a consultant will go over your entire student loan portfolio to create a customized plan to optimize repayment strategies and potentially save you money. We can review your federal repayment plan options including potential forgiveness, and other refinancing options.

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult StudentAid.gov for the most current information.

  1. GradFin and Laurel Road are brands of KeyBank N.A.
  2. GradFin members that met the requirement for PSLF qualified for an average of $110,000 in student loan forgiveness as of 4/21/23.
  3. This is the total dollar value of loans forgiven for GradFin customers as of 4/27/2023. This dollar value is based on the customer reported forgiveness amount and can be substantiated by the Department of Education’s Forgiveness letters.
  4. To qualify for PSLF, you must be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service); work full-time for that agency or organization; have Direct Loans (or consolidate other federal student loans into a Direct Loan); repay your loans under an income-driven repayment plan; and make 120 qualifying payments. For full program requirements, visit: https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service.