Expert guidance on student loan forgiveness options.
Members eligible for student loan forgiveness can get the facts and federal policy updates – and develop a personalized plan – on a free 30-minute consultation with a GradFin student loan specialist.1
Student Loan Forgiveness Consultation
Help navigating complex program requirements.
Our specialists help members navigate the complex rules and requirements of federal student loan forgiveness programs, including Public Service Loan Forgiveness (PSLF).2 Our student loan experts can help borrowers create a personalized plan – so they can find the right path towards student loan freedom.
Public Service Loan Forgiveness (PSLF)
Forgiveness for government or nonprofit employees.
If your client works for an eligible government or nonprofit organization, our expert team can help them understand how to qualify for the 10-year PSLF program. Get help navigating the current program requirements, including qualifying employers and how to apply for PSLF.
Income-Driven Repayment (IDR)
Student loan repayment based on your income, not your diploma.
Even if a borrower doesn’t qualify for PSLF, an Income-Driven Repayment plan could help stabilize their monthly payments. We'll help your client find the right IDR plan based on their individual circumstances and provide ongoing insights to help them stay informed.
I started working with GradFin in May 2022 when my employer announced we partnered with them to provide student loan consultations to employees. I contacted them to learn about refinancing options, but the person I connected with let me know I likely qualified for full forgiveness with the Temporary Expanded Public Service Loan Forgiveness program. I had looked into PSLF before and thought I didn't qualify. I had no idea about TEPSLF until I talked with GradFin. They walked me through the process, helped take care of everything I needed, and we waited for updates. A few days ago, I got the best letter ever to start the new year--my almost $48,000 remaining student loan balance was forgiven! This is a life-changing service and I would not hesitate to use them for any other financial needs in the future. I worked with several reps and each one was patient, transparent, personable, and helpful. I can't recommend them enough.
Laura, Carlow University
I am forever grateful for the whole team at GradFin. They walked me through the daunting processes of keeping in good standing and ensuring all payments were accounted for. They are easy to schedule, easy to work with and responded in a timely manner. Thank you!!
Heather, Mayo Clinic Arizona
GradFin was the answer to my prayers! In a household with five degrees between my wife and I, just imagine what that equates to in student loans. Needless to say, when I became aware of Gradfin, I was willing to try anything especially after attempting the Public Service Loan Forgiveness (PSLF) process on my own and thinking that it was not a possibility. Each member of the Gradfin family that I had the pleasure of working with over the course of the last year, most recently Thomas Corrigan, were experts, responsive, patient, and kind among many other attributes. My investment in GradFin was worth it's weight in gold with over $46,000.00 forgiven!
Rohan, University of Pennsylvania
GradFin helped me get past several barriers I had been fighting for years with several companies to get my qualifying payment count correct. I would not have been able to complete this process without them. They were always gracious and are more than worth the investment!
Joel, University of Toledo College of Medicine
*Actual customer testimony. Customer testimony was voluntarily provided and customer may have received a promotional gift for providing a review.
Disclaimers
- GradFin and Laurel Road are brands of KeyBank N.A.
- To qualify for Public Service Loan Forgiveness (PSLF), you must be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service); work full-time for that agency or organization; have Direct Loans (or consolidate other federal student loans into a Direct Loan); repay your loans under an income-driven repayment plan; and make 120 qualifying payments. For full program requirements, visit: https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service.