Choosing the right credit card and managing your credit card wisely can help you build credit and earn rewards targeted to your lifestyle.

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GradFin now helps student loan borrowers choose from our recommended categories of credit cards with options from all major credit card carriers. Whether you are a recent graduate, working professional, in college, or in a medical residency program, GradFin can make it easier for you to choose the perfect credit card to fit your needs. Set up a 15-minute meeting with an expert to review the top-recommended options.

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Deserve Edu Card

Top Student Cards

Establishing a healthy credit history in school is the best way to render yourself eligible for competitive lending options post-graduation, including auto loans, mortgages, and student loan refinancing options. It’s crucial that students understand the required maturity to use credit cards responsibly. This means establishing a budget and never spending beyond your means. Deserve Edu offers benefits specifically designed for students, and the zero annual fees makes it an especially attractive student credit card.

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Chase Freedom Unlimited Card

Top Cashback & Rewards Cards

Nothing is better than getting cash back on your everyday purchases. Whether you need to buy groceries, a new TV, or a dinner for two, you should be getting rewarded for your spending. Chase Freedom Unlimited has industry-leading rewards programs that ensure you are making the most out of your purchases, including a $150 bonus after spending $500 within the first three months of opening your account plus 1.5% cash back on all of your purchases.

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TD Cash Visa

Top Balance Transfer Cards

Already have a credit card with rewards you love? If you’ve used this card for a large purchase in order to reap the rewards, but you’re not sure how you’ll comfortably pay it off, the TD Cash Visa credit cart is the perfect option for helping you tackle your debt. It offers 0% APR for the first 15 billing cycles after opening an account, which allows you to reap the rewards of your favorite card while also paying off your debt on your schedule through an easy balance transfer.

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Chase Freedom Unlimited Card

Top 0% APR Cards

Oftentimes life has unexpected surprises. Perhaps it is a sudden home repair or the opportunity to take the vacation of a lifetime. Whatever surprises life has coming your way, you shouldn’t let credit card interest hold you back. Chase Freedom Unlimited is one of the top 0% cards in the industry. It gives you the ability to make flexible monthly payments in order to pay down your balance on your schedule without being burdened with unnecessary monthly interest.

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Top Credit Building Cards

A poor credit score can render an individual ineligible for favorable rates on auto loans, mortgages, and refinancing options. An excellent first step for borrowers seeking to build their credit score is to open up a new line of credit and make routine on-time payments. If your credit score isn’t in a solid position, you may not think you qualify for great rewards offers right away. However, Jasper Mastercard offers all of the same benefits of a premium Mastercard and you don’t need a pre-existing credit history to qualify.

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MasterCard Titanium

Top Luxury Cards

Luxury credit cards offer borrowers high-end rewards that other credit cards aren’t able to match. The Mastercard Titanium Card, for example, offers cardholders 24/7 Luxury Card Concierge service and Exclusive Luxury Card Travel benefits that include amenitites, room upgrades, and complimentary food and beverages. This card, weighing 22 grams and featuring a stainless steel front and carbon back, is an ideal option for borrowers looking to get more out of their credit card’s services.

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Brex for Startups Card

Top Small Business Cards

A small business credit card can have a major impact on your business needs. Whether you’re spending money for hotels, airlines, or other travel expenses, Brex for Startups allows you to earn points on every dollar with industry-leading multipliers, including 7x on rideshare, 4x on travel, 3x on restaurants, and 2x on software subscriptions. Also included are exclusive signup offers from renowned business tools such as Salesforce, Google Ads, and WeWork.

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GradFin has partnered with CardRatings for our coverage of credit card products. GradFin and CardRatings may receive a commission from card issuers.